Dmoonz / Life beyond the property
Your next chapter
still matters.
Housing, food and essentials belong in the plan. Let’s find where you can apply for help.
Talk it through ↗Words, made simpleYour housing transition isn’t the end of our support. Dmoonz can help you organize a plan for housing, food and other essentials, identify programs to apply for, and navigate documents and follow-up. Start before the move whenever possible. You do not need to complete a foreclosure or short sale to ask for help.
Foreclosure, a short sale or bankruptcy does not automatically qualify anyone for a voucher, SNAP, cash assistance or SSI. Each program reviews its own rules. We help with navigation; the agency determines eligibility, approvals and benefit amounts.
Housing first: where will you live?
Build a plan for the move date, rent you can afford, household size, accessibility needs and available temporary support. If you are low-income and at risk of entering NYC shelter, contact Homebase through your current ZIP-code provider. Homebase evaluates prevention and relocation needs. If you have nowhere safe to stay, contact 311 for the appropriate NYC shelter intake route; tell them whether children are in the household.
Ask for screening for CityFHEPS and, for qualifying families, FHEPS. A foreclosure action can be relevant to FHEPS, but the household must meet the other requirements. Vouchers are not automatically issued after losing a home, and an application is not approval.
Food now: SNAP and emergency food
SNAP helps eligible households buy food through an EBT benefit. Apply through ACCESS HRA, complete the requested interview and submit verification. If food and money are very limited, ask HRA about expedited screening. If you need food before a decision, call 311 for nearby food pantries and community meals.
Cash and emergency needs
Cash Assistance may help eligible households meet basic needs. Ask HRA about emergency assistance for the specific expense and circumstance. Apply through ACCESS HRA and follow interview and documentation instructions. Do not assume a grant covers every bill or that every payment is nonrepayable; review the written terms.
SSI: only when the age or disability rules fit
SSI is for eligible people with limited income and resources who are age 65 or older, blind, or have a qualifying disability. Losing a home is not itself a qualifying disability. Apply directly with Social Security; SSA reviews the medical and financial requirements. Housing, income and resource changes may affect benefits, so report them and get advice about any sale proceeds before making financial decisions.
Screen for the rest of your household’s needs
Use the ACCESS NYC benefits screener to identify other programs that may fit, including health coverage, utility assistance and family supports. Screening is a starting point, not a benefits decision. Have the responsible agency confirm current availability, household rules, deadlines and required documents.
How Dmoonz helps you keep moving
- List your urgent needs and deadlines.
- Identify the agency and application route for each need.
- Organize a checklist and keep submission receipts.
- Track interviews, missing documents and decision letters.
- Connect you with appropriate counseling or legal help when a denial, appeal or legal issue needs professional review.
Agency processing times vary. Share the actual notice and deadline promptly; don’t wait for a routine booking if an appeal or housing deadline is approaching.
Tell us what help you need → · Book through Bookly → · Homeowner help hub
Keep SSNs, bank details and unredacted medical or financial records out of the general inquiry form. Use official agency portals or an agreed secure channel.
A word you haven’t seen before? Find a plain-English definition →
Beyond housing
A new skill. A new job. A next chapter.
Explore education, training, job-search help and disability-related employment support. Take the steps yourself—or call Dmoonz to help you navigate.
Build what comes next ↗